Proof-of-Life
Securely and Remotely Authenticate Pensioners
Prevent Fraud & Over Payments
Proof-of-Life™ securely verifies the identity and liveness of pensioners with a spoken passphrase via phone to prevent fraud and save costs.
Efficient & Cost Effective
Remotely verify each recipient from anywhere using their voice to shorten lines and reduce the workload on front-line and back-office staff to streamline operations.
Convenient
Save your elderly and disabled pensioners the hassle of commuting to a pick-up location and waiting in line each time they need to receive their payment.
Proof-of-Life™ securely and remotely authenticates pensioners
Long lines and wait times are reduced at pick-up locations and the entire verification and payment process is streamlined to make your fund more cost-efficient.
Benefits to Your Pension Fund
Pension funds are commonly exposed to fraudulent claimants and overpayments. Family members of deceased pensioners exploit weak authentication such as PINs to collect the payments themselves. Proof-of-Life™ securely verifies the identity and liveness of pensioners with a spoken passphrase via phone to prevent fraud and save costs.
Flexible
On-premise or cloud deployment models that scale to millions and work regardless of language or accents.
Secure
Voice-based authentication via phone integrates with your existing call center platform.
How Proof-of-Life Works
For Authentication and Fund Disbursement
End user, such as a pensioner, calls a designated number or receives a call-back on their phone.
They are prompted to repeat a random set of words or a configurable passphrase.
Once successfully authenticated, funds are released.